Renters Insurance

Do you need renter's insurance? If so, we can help you out here at Stacy Agency. We help those who are residents of Ohio keep their belongings secured. You cannot predict the future and what may happen. Most things that will happen are out of your control. Natural disasters and floods are unpredictable. The only way to replace your personal property is by having renter's insurance.

Legal

Ohioans are not required to carry renter's insurance. This is however only required if it is a part of your lease. It is always a good thing to check with your landlord prior to signing a lease to see if it is a requirement. If so, you will have to obtain a policy. If not, you still have the option to obtain a policy. Sadly, many people choose not to go with renter's insurance because they mistakenly feel that their personal property will be covered by the landlord. This is not true.

Coverage

If you are considering renter's insurance, you can choose from different policy options such as:

  • Personal property
  • Medical payments
  • Liability insurance
  • Additional living expenses

Do you want to have coverage just for your personal belongings? Do you want coverage in case someone was to get injured on your premises while visiting? These are questions you will need to ask yourself before deciding on the right policy for yourself. Remember, landlords do carry insurance, but this does not protect your things. You cannot hold the landlord liable for your possessions.

Get Covered Today

Give us a call today. Our firm, Stacy Agency, can work on getting you the right policy to help you out. As break-ins and natural disasters are unpredictable, the best way to stay protected is by adding and maintaining a renter's insurance policy in Ohio.